Razorflow, a Bengaluru-based payments startup, has raised $120 million in a Series C round that values the company at $1.4 billion. The funding will fuel expansion of its cross-border payments platform across Southeast Asia and the Middle East. The company said merchant volumes more than doubled over the past year as small businesses adopted its instant-settlement tools. New capital will go toward licensing, engineering, and regional partnerships. Investors highlighted India's deep payments talent pool and the startup's focus on compliance as differentiators in a crowded fintech market.